We offer Medicare & Insurance solutions through our partner company Tyrone Carr & Associates, a licensed insurance agency that has been helping people choose insurance plans for over 10 years. Through education and discussion, they’ll help you find the plan that works best for you.
As an independent agency, they have access to every carrier licensed to do business in Michigan and therefore, are able to tailor a plan to your specific needs.
SERVICES & PRODUCTS:
Medicare provides health insurance to Americans aged 65 and above, as well as people with certain disabilities (who may be younger than 65).
- Medicare Supplement Insurance (Medigap) – Insurance policies offered by private insurance companies that help cover the costs that Original Medicare does not cover.
- Medicare Advantage Plans – Another type of plan offered by a private insurance company that contracts with Medicare to offer all of your Part A and Part B benefits.
- Medicare Part D – Prescription Drug plans offered to everyone with Medicare.
Knowing our loved ones are secure and financially stable when we are gone is extremely important to most of us. Life Insurance is an insurance plan that protects your loved ones financially should you pass away.
Although the concept is quite simple, it can be hard to choose between the many companies, options and types of Life Insurance out there. An advisor can help you sort through those options and choose the best one for you.
SHORT TERM & LONG TERM CARE INSURANCE
Long Term Care insurance is used to protect your assets in the event that you need care inside of a nursing home, assisted living facility and/or in-home care.
Short Term Care insurance is similar to Long Term Care insurance, at a more affordable cost, but over a shorter period of time, up to two years.
Disability Insurance protects you and your family in the unfortunate event that you are injured on or off the job.
INDIVIDUAL HEALTH INSURANCE
If you are self-employed, do not receive health benefits through your employer, or have lost your job with benefits, you’ll need to choose an individual health insurance plan.
There is a wide variety of plans and coverage available depending on your healthcare needs and budget, and our advisors can help you choose the plan that best meets those needs. We can also determine whether you may qualify for a subsidy from the government.
If you own a business, we know you’ve worked hard to get there. By protecting your business and personal assets, you eliminate worrying about losing what you’ve worked so hard to accumulate and focus on striving into the future. We can recommend the proper products and coverages you need to adequately protect your assets, including:
- Personal & Business Liability Insurance
- Personal & Business Contents Insurance
- Umbrella Insurance
- Workers Compensation Insurance
- Professional Liability Insurance
HOME & AUTO INSURANCE
If you’re like a lot of us, your home and automobile are two of your biggest and most important assets for you and your family. We know protecting them with an insurance plan that not only has great coverage, but is affordable to you is important. Our agents are committed to helping you make the most informed decisions when choosing home and auto insurance policies so that you can protect your investment and your family.
Because your landlord’s insurance policy doesn’t cover your belongings, renters insurance is a smart choice for safeguarding yourself and your belongings from unexpected damage like fire, theft, or vandalism.